It is an investment vehicle where multiple investors come together and pool their funds. This pooled money is then invested by the fund manager across various asset classes including equity, debt, gold, and other securities to generate returns. The gains and losses incurred from such investments are divided among investors in the proportion of the share of investment.
One of the key advantages of investing in these funds is that your money is handled by professional managers with years of investment expertise.
It is the ease of buying and selling an investment. Mutual Funds offer superior liquidity compared to some of the other instruments as you can buy and sell them anytime you want.
Like any investment product, the performance of these funds are measured in terms of the kind of returns they deliver. Historically, mutual fund returns have been higher than the returns delivered by other traditional investment options like Bank FDs, RDs, PPF, etc.
You can start your investments in these funds with as low as ₹ 500. Therefore, you don't need large sums to start investing.
As mutual funds invest in a basket of stocks, bonds, etc., you can own a diversified portfolio even with a small investment amount, this helps reduce risk as well.
Mutual fund schemes are regulated by the SEBI. The tight regulations ensure transparent processes and protect the investors' interests.
The National Pension System (NPS) Investment Plan is a government-backed retirement savings initiative. Indian citizens, including NRIs, can invest in NPS to build a substantial corpus for retirement. It allows individuals to invest in a pension account during their working years. Also, it gives the flexibility to choose different investment options managed by professional fund managers and offer market-linked returns on the investments. The NPS also comes with tax benefits, making it an attractive retirement-planning tool for individuals. NPS investment aims to provide financial stability during post-retirement years.
The NPS provides tax benefits under Section 80C & Section 80CCD(1B) of the Income Tax Act. By investing in NPS, you can avail a deduction of up to Rs. 1.5 lakhs under Section 80C, along with an extra deduction of up to Rs. 50,000 under Section 80CCS(1B).
NPS is also known for its cost-effective approach to investment management. The fees and charges associated with NPS are relatively lower compared to many other investment options, making it an attractive choice for long-term investors.
NPS is also known for its cost-effective approach to investment management. The fees and charges associated with NPS are relatively lower compared to many other investment options, making it an attractive choice for long-term investors.
NPS provides flexibility in choosing the investment options, allowing investors to align their portfolios with their risk tolerance & investment preferences. You can select your preferred investment option or opt for the Auto choice.
Bonds are high-security debt instruments that allow entities such as companies, governments, and municipalities to raise funds from individual investors for a specified period. Issued in primary markets, the funds collected from these bonds support business operations and infrastructural projects. Investors buy bonds at face value, which is repaid at the end of the term, and receive periodic interest payments at fixed or adjustable rates. Bondholders have legal and financial claims on the issuing entity's debt, ensuring they are repaid the full face value before stakeholders if the entity faces bankruptcy, thus providing a secure investment option.
A SIP calculator is a tool that helps individuals estimate the returns on their mutual fund investments made through Systematic Investment Plans (SIPs), which have become popular among millennials. These calculators provide potential investors with an estimate of their investment returns, though actual returns may vary due to factors like exit loads and expense ratios. The SIP calculator calculates wealth gain and expected returns for monthly SIP investments, offering a rough estimate of the maturity amount based on a projected annual return rate, but does not account for all possible fees.
We offer a variety of mutual funds, including equity, hybrid debt oriented scheme
You can invest in our mutual funds through our online platform or by speaking with one of our financial advisors.
No, you can start investing with small amounts of money.
It depends on your knowledge and risk tolerance. Individual stocks can offer higher returns but carry higher risk. Mutual funds offer diversification and lower risk but may have lower potential returns.
The duration depends on your goals. Long-term investments, like retirement savings, are typically held for 5 years or more, while short-term investments may be held for less than a year.
Insurance is the subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.
